Long Term Care
Who are you?Employer
Long-term care insurance is one of the fastest growing segments in the insurance industry since 2001. Today’s executives and partners are coping with increasing inter-generational needs.
Peck Financial represents many of today’s major long-term care insurance carriers. We carefully assess our clients’ needs and find the coverage and the carrier that is appropriate for each client’s business needs.
If your firm has been looking into long-term care insurance but found it too costly and restrictive, we can help. At Peck Financial, we offer you many benefits with respect to long-term care insurance such as underwriting concessions and rare discounts that make long-term care insurance a good return on your investment.
Benefits to your employees include guaranteed issue, deep discounts, and portability of individual certificates.
The biggest benefit to your company is that we help you design the right programs that include the right plan features. We give employees fewer decisions to make because we have found that offering employees too many decisions overwhelms most of them such that they make no decision.
The only decision your employees will need to make will be the amount of daily benefit, the duration, and the type of inflation protection they desire.
Individual
What would you do if your spouse or parent suffers a severe injury or illness and requires long-term care that your current health insurance does not cover?
Help is available. At Peck Financial, we offer long-term care insurance for your family members at the same discounted rates that you pay.
In order to receive the discounted rate, the family member must be related to you. Family members are not eligible for the benefit of guarantee issue.